Insights for Smarter Payments
Expert tips, trends, and strategies to grow your eCommerce business and reduce risk.

How Long Is an ACH Authorization Valid For?
An ACH authorization is a client's permission to debit their account when a payment is due. See how long it stays valid and how clients can revoke it.
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How Many Times Can a Company Retry an ACH Payment?
ACH network rules give you two more chances to collect a failed ACH payment. See how retries work, how authorization validity affects them, and when to retry.
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What Are ACH Transfers?
ACH transfers are electronic funds transfers between bank accounts over the Automated Clearing House network. See how they work and why businesses use them.
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What Does ‘ACH’ Stand For in Banking?
In banking, ACH stands for Automated Clearing House, the US bank-to-bank payment network managed by NACHA and the Federal Reserve. Here is how it works.
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What Happens if an ACH Payment Is Returned?
What Happens if an ACH Payment Is Returned? Click here to learn more about why ACH payments are sometimes returned, and what happens when they are.
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What Makes a Merchant Account High-Risk?
Learn what makes a merchant account high-risk and how to find merchant account services that cater to high-risk businesses. Click here to learn more.
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How Does A Merchant Account Work?
How does a merchant account work, and who can benefit from opening one? Click here to learn everything you need to know.
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What is a High-Volume Merchant Account?
What is a high-volume merchant account, and who should use them? Click here to learn more about these accounts and their capabilities.
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What is an ACH Transaction?
What is an ACH transaction? Click here to learn everything you need to know about these important payment types and how you can leverage them for your business.
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What Is the Difference Between an ACH Payment And a Wire Transfer?
ACH payments and wire transfers both move money electronically, but they work differently. See how each one works and what each is best used for.
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