Insights for Smarter Payments
Expert tips, trends, and strategies to grow your eCommerce business and reduce risk.
When Whatnot Sellers Add Stored Balances and Buybacks
Adding stored balances and card buybacks changes what your processor approved. See what underwriters price and why live sellers should get re-reviewed...
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When a Buyer Disputes a Prepaid Top-Up, Not a Pull
A disputed top-up is not a disputed pull. See how prepaid credit platforms separate the two, build a top-up evidence packet and protect their chargeback ratio.
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Why Year-End Donation Surges Freeze Nonprofit Payouts
Learn why processors hold year-end nonprofit donations and how a dedicated credit card merchant account with a seasonal forecast keeps GivingTuesday...
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What Buying Pulled Cards Back Signals to Your Acquirer
Card buybacks send money out of your rip platform. See why acquirers can weigh buyback payouts above chargebacks and what to disclose before...
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Stored Customer Balances Decide Your Rip-Site Approval
Underwriters price the customer credit your rip site holds, not just monthly card sales. Learn how stored balances shape your reserve and what to document.
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Prepaid Site Credit and Your Merchant Approval
Prepaid site credit moves card risk from shipment to the top-up. See how underwriters price unspent balances and what gets a platform approved and kept...
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Does Your Processor Already Board Sites Like Courtyard?
Qualify a processor for your rip or vault platform with one question: which sites like Courtyard does it already board? Here is what underwriters price.
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Why Your Reserve Tracks Unspent Balances, Not Just Sales
Rip and break platforms get reserves sized on unspent customer balances and buybacks, not monthly sales.
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Underwriting a Randomized Outcome Without the Gambling Label
See how processors underwrite card rips and mystery packs, and how proving guaranteed value in every order keeps your credit card processing off the...
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7 Questions to Ask Before a Processor Boards Your Rip Site
Learn what to ask a payment processor before it boards your card rip or break site, from chargeback thresholds to reserves, so your account survives.
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